Layaway Fast Facts
• A Layaway contract is 8 weeks (except for fine jewelry which is 26 or 52 weeks)• The Initiation Fee on all new Layaway contracts is $5*
• $15 or 20% down payment (whichever is greater) is collected when merchandise is put into
Layaway
• The Cancellation Fee is $10*
• Bi-weekly (every two weeks) payments are required
• Sears Layaway Program is available in Sears Full Line, Sears Hardware, Sears Grands,
Sears Essential Stores, Sears.com (not available in Automotive, Outlet Stores)
• Layaway merchandise will be returned to stock seven (7) days after a missed payment*
Unauthorized Merchandise
The following merchandise cannot be put in Layaway:• Clearance Merchandise
• Home Appliances
• Automotive Merchandise
• Consumables
• Doorbusters/Early Open Specials
• Licensed Business (i.e. Optical, hearing aids, etc.)
• Gift Cards
• Beer and wine
• Flammable products and fuel
• Food and other perishable merchandise
• Live plants and horticulture
• Oil and chemical based products
• Photo Finishing and Portrait Studio pictures
• Chemicals
• Gas additives
• Magazines
• Paint thinner
• Pool chemicals
• Cellular phones and beepers
Layaway Transactions Rules
• You can use one or any combination of these acceptable payment options:o In store: Cash, Check, Debit Card, Sears Cash Card, coupons or EBT Cash
(Note: EBT food stamps are not allowed)
o In store and online: credit card (Sears Card, Sears MasterCard, Visa,
MasterCard, Discover, American Express), Sears Gift Card, PayPal.
• New Layaway contracts cannot be created if you have other delinquent Layaways
contracts
• No partial takeouts or partial cancellations are permitted
• Except where prohibited by law, there will be no price adjustments after 30 days from the
date you start your layaway. Multiple price adjustments on the same items are not permitted.
Price adjustments are not allowed on clearance merchandise.
• Person initiating Layaway must be the same person finalizing Layaway. A picture ID is
required for all new Layaways, pickups and refunds.
• If you make a payment that is less than the minimum amount due; your payment due
date is not advanced to the next biweekly cycle. You are still obligated to fulfill the rest of
the current payment balance before the system will advance your next payment due date
Additional provisions for online layaway customers
• The merchandise must be available at the local store for pick up in order to be placed onLayaway. Look for merchandise with the Layaway icon to determine eligibility
• Access layaway contract management functionality through www.sears.com/layaway or
click on your Open Orders in the Order Center portion of your Profile
• Contract cancellations are not allowed online
• Layaway contracts must be picked up in store where merchandise is being held within 25
days after the final payment is made
• Price adjustments cannot be facilitated online

